The group being DoNotPay, who has helped fight parking tickets for more then 300,000 people, is dropping a brand new service this week that will help people automatically create a lawsuit against Equifax for the amount of $15000 in just a few clicks.
On September 7, Equifax announced that a massive cybersecurity breach had potentially exposed the Social Security numbers and other personal information of 143 million people. The breach has spurred two dozen lawsuits in federal court involving lawyers who want to represent many plaintiffs. But it tends to be tough for individuals to sue companies like Equifax on their own.
“Three days ago I realized I should definitely be doing something for this,” Joshua Browder, DoNotPay’s creator, told Yahoo Finance. “I was doing research and I found no one is going down to small claims court on the state level.”
“I think people should be empowered to do it themselves,” Browder said. “Instead of taking Equifax to federal court, they could take Equifax to small claims. In a lot of these states you’re not allowed lawyers, there are no legal fees, and state judges are more sympathetic and more fair. They don’t take kindly to big corporations pushing people around.”
Here is how it works:
In terms of damages, different states cap the amount differently, but somewhere between $10,000 to $15,000 is standard. Justifying these numbers is easy, according to Browder. “Our response is, we seek the maximum because of the permanent damage,” he said. “But in reality I think it varies. I think a lot of people will be hurt by this and will be able to demonstrate if someone has a $15,000 fraud there’s no reason they won’t get $15,000 back.” (Trending now: Amazon Is Deleting One Star Reviews Of Hillary Clinton’s New Book)
DoNotPay does not make money or receive commissions so far, although Browder said perhaps an ad-revenue-based business model may appeal in the future. For Browder, a senior at Stanford, it’s more about the principle than money. In his view, DoNotPay can make a difference by handling the hard parts so a wronged consumer can more easily seek justice.
“It finds all the details of who exactly to sue and who to give the papers to,” Browder said. “All you have to do is provide your name and phone number. Then it spits out 8 pages with instructions and necessary forms. It probably takes about 20 seconds.” (Trending now: Sports Illustrated keeps posting bikini pictures from hurricane hit areas)
After you have the pages, you take the forms to court and they mail the parties a court date, which may be within in a month or two. The ace-in-the-hole for small claims, Browders said, is that the defendant isn’t allowed to recoup legal costs — making it far less risky if the consumer loses.
Check out the website for DoNotPay and let us know what you think. Worth giving it a shot?
H/T Yahoo News
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